Conforming jumbo mortgages exceed $484,350 and are only available in certain U.S. counties. They fall outside conforming loan restrictions and won’t be backed by Fannie Mae or Freddie Mac,
Average contract rates The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances.
Lowest Mortgage Refinancing Rates A streamline refinance could lower your monthly payment by hundreds of dollars by getting a lower mortgage rate on a new 30 year fixed-rate mortgage loan. VA and USDA Streamline Refinance VA and USDA mortgages are government backed home loans that qualify for the streamline refinance program.